Welcome to this 4-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 2,505 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.34 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With approximately 78 days on the market, this home is well positioned for the next owner. At $199,000, this home is well positioned for buyers seeking value in Toccoa.