Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 890 square feet of finished living space with an open, livable feel from room to room. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. The outdoor areas offer a comfortable extension of the living space, perfect for casual evenings or weekend fun. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. After roughly 289 days on the market, this home remains a strong option in the area. Currently offered at $169,000, this home delivers a strong combination of space, condition, and location.