Set outside of a traditional subdivision in Monticello, this well cared for 2-bedroom, 1-bath home offers space, comfort, and freedom from HOA restrictions. Thoughtfully planned, the interior provides 890 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. A private backyard adds extra space for play, pets, or simple relaxation. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With approximately 237 days on the market, this home is well positioned for the next owner. With an asking price of $169,000, this property represents an appealing opportunity in the current market.