Located on 16 Terri Lane in Toccoa, this 3-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Thoughtfully planned, the interior provides 1,456 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Step outside to approximately 0.55 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. The location provides quick access to Toccoa amenities while offering the flexibility of living outside a subdivision with no required HOA. With approximately 155 days on the market, this home is well positioned for the next owner. With an asking price of $159,900, this property represents an appealing opportunity in the current market.